Some catalogues with strict credit checks demand weekly payments, whilst others with easier acceptance demand the same. In terms of bad credit or good credit, there isn't really a preference. Some catalogues offer both payment options where as others may demand you pay every week. This is the most common finance option with many catalogues allowing you to pay in monthly or weekly installments. However, it is worth mentioning that these catalogues have stringent credit checks. That being said, there are a few catalogues which offer bnpl on all products and no payment is required for up to 3 months. This credit plan is usually only available with expensive products like large appliances or furniture. 1BNPLīuy now pay later is exactly how it sounds in that you buy the product immediately, and don't pay for it until a later date. That being said, it's important to mention that some products are of the type which you simply need to touch or try on before being able to make a decision, so home shopping catalogues are not the be all and end all.įor more information on home vs high street, you can find out more here.īelow you'll find our explanation as well as the advantages and disadvantages of the finance options offered by credit catalogues. The selection is greater, there's no need to drive or park, price comparison is alot easier, and the whole process can be a lot quicker. Shopping at home is a fairly obvious benefit when compared to the high street. Buy now pay later is rarely offered with these stores. As such, they normally charge higher interest rates and sometimes ask for a deposit. Pay weekly catalogues are a particular group that often target customers who don't have great credit ratings. Interest free periods are also available although these catalogues tend to have strict credit checks and are thus harder with which to get accepted. Most of these retailers offer some form of spread the cost finance plan, where the customer can pay back the price of their purchases in monthly installments. This is the main reason why these catalogues offer credit, purely to increase the chance that you as a customer will buy from them. 2Credit OptionsĪ catalogue with credit options can be a huge incentive when shopping online from home, especially considering the range of products they stock. The majority of these are womens fashion catalogues which focus around different age ranges or sizes, i.e. Then there's the other sort of catalogue which specialises solely in one type of product. Some of these catalogues also boast a large selection of electrical items like laptops, tvs, tablets, consoles and mobile phones. There are now over a dozen catalogues offering a full range of home essentials such as cookers, fridges and washing machines, as well as sofas, beds and other home furniture. Here are a few more benefits of online catalogue shopping. Whilst many of us prefer using an actual catalogue book to browse through, ordering online is far easier than having to fill out a form and send it off, thus online shopping is becoming the preferred choice. Home shopping catalogues have been around a long time but in the last 10 years or so they've moved online, to the point where many of them no longer distribute a physical catalogue. Why Should I Use a Home Shopping Catalogue? If you have any questions at this point feel free to drop us a message here. This doesn't mean you won't get accepted but it is likely to be more difficult, and of course, there is no such thing as a guaranteed catalogue. Some of these catalogues also offer interest free periods as well as no deposit so you're sure to find one that matches your preferred method of payment.įor those with a bad credit history or even no credit history whatsoever, we'll tell you now that all of the catalogues on this site will credit check you. Here you'll find credit catalogues which offer finance plans such as buy now pay later, pay monthly and pay weekly. We compare the best catalogues based on their product ranges, credit plans, delivery and returns options. Hi, thanks for visiting us! Our goal here is to help you find the catalogue that matches what you want! Whether you want a catalogue that sells plus size or petite clothing, or a catalogue that offers pay weekly on sofas, we can help.
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